"V体育安卓版" Key takeaways

  • If you live in Illinois, you can enroll in Original Medicare (Parts A and B), Medicare Advantage (Part C), Medicare Part D for prescription drug coverage, and Medigap.
  • When choosing a Medicare plan in Illinois, consider factors like covered services, costs, provider networks, service area, and plan ratings to find the best fit for your needs.
  • You can enroll in Medicare during specific periods, such as the initial enrollment period, the annual open enrollment period, the Medicare Advantage open enrollment period, and during a special enrollment period due to a qualifying life event.

Medicare is a federal health insurance program that helps people ages 65 and older pay for necessary medical care. You may also be eligible if you are younger than age 65 years and living with certain disabilities.

This article reviews all of the Medicare options in Illinois, including Medicare Advantage and Medigap plans, plus what to consider as you shop for coverage VSports手机版. .

Snapshot of Medicare in Illinois

The Centers for Medicare & Medicaid Services (CMS) reported the following information on Medicare trends in Illinois for the "VSports在线直播" 2026 plan year:

  • A total of 2,436,032 residents of Illinois are enrolled in Medicare.
  • The average monthly Medicare Advantage plan premium changed from $8.10 in 2025 to
  • $8.51 in 2026.
  • There are 157 Medicare Advantage plans available in Illinois for 2026, compared with 165 plans in 2025.
  • 12 stand-alone Medicare prescription drug plans are available in 2026.
  • All Illinois residents with Medicare have access to a Part D or Medicare Advantage plan, including plans with $0 premiums.
  • As in most states, 10 different Medigap plans are offered in Illinois for 2026.

2026 Medicare options in Illinois

Medicare is more than just one plan. Different plans and components cover different parts of your healthcare in Illinois V体育ios版.

  • Original Medicare: This is managed by the federal government and includes two main parts: Part A (hospital insurance) and Part B (medical insurance). Neither part covers prescription drugs.
  • Medicare Advantage (Part C): These plans are private plans that cover the same benefits as Original Medicare, and may also cover benefits like vision, dental, or prescription drugs. Some plans have limited provider networks, so confirm your doctors and facilities are in-network before enrolling.
  • V体育官网入口 - Medicare Part D: This is another private, stand-alone plan option for prescription drug coverage. You’d enroll in Part D with Original Medicare or with a Part C plan without lumped-in drug coverage.
  • Medicare supplement ("V体育2025版" Medigap): These plans help cover the gaps in Original Medicare coverage, which might include copays and coinsurance. Medigap plans are standardized in most states, and you can choose among 10 plans to supplement Original Medicare. You cannot use Medigap with Medicare Advantage.

For all private Medicare options, availability varies by county, so check Medicare. gov for what’s available in your area VSports最新版本.

What to consider when choosing a Medicare plan in Illinois

There are many things to consider as you evaluate the many Medicare plans in Illinois V体育平台登录. To find the plan that best suits your needs, consider these factors:.

  • Covered services: Medicare Advantage plans may cover services that Original Medicare doesn’t, such as dental, vision, or hearing care. Some even offer perks, such as gym memberships. Look for plans that cover the services you want or need.
  • Cost: The cost of Medicare Advantage plans varies. For some plans, you may be charged a monthly plan premium in addition to the Medicare Part B premium. Copayments, coinsurance, and deductibles will also affect your out-of-pocket costs.
  • Provider network: If you join a Medicare Advantage plan, you may need to get care from doctors and hospitals in your plan’s network. You may want to ask your current healthcare professionals whether they participate in plans you are considering.
  • Service area: Original Medicare provides nationwide coverage, while Medicare Advantage plans serve more limited areas. If you plan to travel, you may prefer a Medicare plan that offers travel or visitor benefits.
  • Ratings: Every year, the Centers for Medicare & Medicaid Services (CMS) rates plans from 1 to 5 stars. These star ratings are based on customer service, quality of care, and other factors. To check a plan’s rating, go to "VSports app下载" CMS.gov and download the Star Ratings Fact Sheet.
»Learn more:https://www.healthline.com/health/medicare/what-is-the-best-medicare-advantage-plan

V体育2025版 - How to enroll in Medicare in Illinois

If you live in Illinois, you can qualify for Medicare at age 65 if you’re a U. S. citizen or legal resident for at least 5 years VSports注册入口. If you’re under 65, you may also qualify through disability, or by living with end stage renal disease (ESRD) or amyotrophic lateral sclerosis (ALS).

If you’re eligible for Medicare, you can sign up at certain times throughout the year V体育官网入口. These times include:.

  • Initial enrollment period: This 7-month period is available for people who become eligible for Medicare when they turn 65. It starts 3 months before their 65th birthday and ends 3 months after their birth month.
  • Annual Medicare open enrollment period: The annual open enrollment period runs from October 15 to December 7. If you sign up for a Medicare Advantage plan during this period, your new coverage will start on January 1.
  • Medicare Advantage open enrollment period: From January 1 to March 31 every year, you can switch to a different Medicare Advantage plan. If you make changes, your new coverage starts on the first day of the month after the insurer gets your request.
  • Special enrollment period: If you experience certain life events, you’re allowed to sign up for Medicare outside of the annual enrollment periods. You could have a special enrollment period if you lose your employer health coverage, for example.

If you’re eligible for Medicare due to a disability, you’ll be automatically enrolled. If you’re eligible based on age, you’ll need to enroll yourself VSports在线直播.

Who to contact in Illinois if you have questions about Medicare

Medicare is a complex program, but there are resources that can help you understand your options. V体育2025版.

For more information about Medicare in Illinois, you can contact the Senior Health Insurance Program, which provides free, one-on-one counseling about Medicare and other health insurance options.

What should I do next?

When you’re ready to shop for a Medicare plan, here’s what you can do next:

  • To sign up for Medicare parts A and B, contact the Social Security Administration. You can call 800-772-1213, visit your local Social Security office, or use Social Security’s online Medicare application.
  • If you’re interested in Medicare Advantage plans in Illinois, you can compare plans at V体育安卓版 - Medicare.gov. If you see a plan you like, you can enroll online.

The takeaway

If you live in Illinois, you have a number of different Medicare options to choose from.

You can sign up for Original Medicare (parts A and B) and decide whether to add Medicare Part D (drug coverage) or a supplemental insurance plan, known as Medigap.

You may also decide to enroll in a Medicare Advantage (Part C) plan V体育安卓版. Private insurance companies offer many types of Medicare Advantage and Medigap plans in Illinois. But remember, you cannot have Medigap and a Medicare Advantage plan at the same time.